Oh Gawd!! I suppose this is my fault for bullying you into installing F-Secure. :blush2: You shouldn't have had all those problems, but possibly you should have uninstalled AVG via Add / Remove Programs, as it may not have been uninstalled properly.
Forget about Belarc, Sandra (the software) and Everest for the moment. What is the status of Windows now? You said you reinstalled Windows, so you used the Windows CD to run a Repair installation, yes? Unfortunately, while that may have repaired any Windows problems, it wouldn't have fixed any problems with installed programs. I think you just need to uninstall everything which might be conflicting, and start again.
You said you can boot into Safe Mode, yes? If so, uninstall AVG, Ad Aware and F-Secure via Control Panel > Add / Remove Programs, and see if things revert back to some sort of normality. If F-Secure won't uninstall, I have a removal tool I can send you by e-mail.
If none of them appear in Add / Remove Programs, then they may have been uninstalled, but not removed from your startup menu, in which case, try Start > Run > type msconfig and click OK. Go to the Startup tab, and untick anything related to F-Secure, AVG or Ad Aware, then try to reboot.
Hopefully, you can then get your machine running as it was, and you can choose whether to install F-Secure again or not. I didn't actually realise you had AVG on there, or I would have advised you to uninstall it first - sorry.
You will obviously need to get your Windows Updates again, if these have disappeared. Sorry about this, Kate. I bet you wish you'd never heard of PC Pals! Think how simple you life was before you joined us! :grin: