Yeah, I'm not sure what I'm gong to do. I have many clients sites affected because of of this situation, but at the same time, they don't often need updating. So I'm switching the location of my files one at a time when the client needs another update. It's a pain though, and would be a non-issue if I could just create the folder.
Yes, I'm the admin user and everything seem available. I think I could have had better luck if I completely installed vista fresh rather than as an update to keep my file structure, because by default it moved that particular folder and won't let me create one there. I think I read it was because of security issues they are trying to correct by not allowing you to use or create that folder.
I thought maybe I could do it at the command prompt but already just the idea beyond my abilities!
sorry for the delay to your responses....