Topic: Bank pay app

[Clive]

Anyone heard of this?  My credit card provider is touting this new method of payment as it is much quicker and simpler.

[Simon]

Is it this?

https://www.mastercard.co.uk/en-gb/personal/ways-to-pay/pay-by-bank-app.html

I still carry cards as I haven't got around to trusting payments by my phone yet.  I can swipe or scan a card much quicker in a restaurant than it seems to take people fiddling about with their phones.

[Clive]

It seems a bit like Apple Pay but I’ll pop into my branch when I get home.  It might be my last visit before it closes in September.  We will then have just one bank left in the town- a Welsh one called Principality.  During the past few years Barclays, HSBC, NatWest, and Lloyds have gone!

[Simon]

We're quite lucky here, in that we still have branches of all of the 'Big Four' banks, plus Halifax, Nationwide and a couple of other building societies.

I say 'lucky' - I've not been into my bank for years...

[Clive]

Make no mistake, they are coming for you!

[Simon]

We seems to be able to keep hold of things here.  We still have a fully functioning M&S store, where others have closed. 

[Clive]

Brighton is far bigger and more exciting than Porthcawl so I’m confident you will hang onto most of your banks in the short term.