PC Pals Forum

Technical Help & Discussion => Software, Hardware & Website Recommendations => Topic started by: Tony on March 29, 2004, 16:44

Title: Car Insurance
Post by: Tony on March 29, 2004, 16:44

here's a good Car Insurance  quote site http://www.cost2insure.co.uk/car_ins_basics.html (http://www.cost2insure.co.uk/car_ins_basics.html)  

You can chose from a massive list if you want, I tried that at first:
"Direct Line" quoted £246
"MoreThan" quoted £206

Then I tried the "Instant Quote" button on the home page, it did a search and came up with "Fortis" quoted £178

Now considering that was a like for like policy I was being quoted by my present insurer Zurich via a broker at £265, I reckon thats a good deal. Fully Com, Legal Protection, No Claims Protected, with a £100 access.

I could knock another £12 off if I ditched the No Claims Protected. The days when I used to stick with the same insurance company are long gone. And every quote you do online always ask for your claims history to base their quote on. It means Jack Sheet to them,regards their risk assesment of you, wither you have No Claims protected Insurance when they quote you.

Edit:

Differance between having legal cover or not was a £1 beleive it or not. Just one point, the company offering the Fortis quote in my case was
http://www.its4me.co.uk/ (http://www.its4me.co.uk/) and they charge £6.95 for proccessing the policy.

Title: Re:Car Insurance
Post by: Simon on March 29, 2004, 17:17

Fortunately for myself, the vehicles I drive are insured through the company, so I don't have to deal with car insurance on a personal level.  However, if I did, I might be a little cautious choosing the lowest possible quote, from an unfamiliar company.  Yer gets what yer pays for in this life, and what's stopping a small company going belly up, just when you prang your new motor!

Title: Re:Car Insurance
Post by: Sandra on March 29, 2004, 18:29

I think that the government charges a levy on each insurance company so that you would still be covered in case that company got into financial difficulties.
The days of the fly by night insurances are gone I think so you will be safe with any of the legalised robbery insurance companies now Simon  :)

Title: Re:Car Insurance
Post by: Tony on March 29, 2004, 23:30

Quote from: Simon on March 29, 2004, 17:17

Yer gets what yer pays for in this life, and what's stopping a small company going belly up, just when you prang your new motor!

:pmsl:

Good operating performance and better market conditions lead to Net Profit of EUR 2.2 billion
11 March 2004

Fortis is a massive Banking and Insurance company Simon, http://www.fortis.com/ (http://www.fortis.com/) Try clicking their "Fortis Websites" on that page, I think you will be impressed.

Now dig that cap out and get it eaten  ;D

http://www.fortisinsurance.co.uk/ (http://www.fortisinsurance.co.uk/)

Title: Re:Car Insurance
Post by: TR on March 31, 2004, 19:22

Directchoice £152
CIS          £220 old one

Guess which one I went with last week

And it was with protected no claims and with £100 excess


Hookstar  8)

Title: Re:Car Insurance
Post by: Tony on March 31, 2004, 21:43

how many guess's do we get  ;D

Title: Re:Car Insurance
Post by: TR on March 31, 2004, 22:07

As you have declared yourself the Forum jester, i will let you have 2  ;D

Title: Re:Car Insurance
Post by: Tony on April 01, 2004, 16:44

Yes but only because you had slipped my memory Hooky  ;)......Right I bet you went with The Flying Scotsman.....how many guess have I got left now then?  ;D

Title: Re:Car Insurance
Post by: TR on April 01, 2004, 17:43

How could you forget me Tony after your last Visit down here  ;)

Title: Re:Car Insurance
Post by: Tony on April 02, 2004, 00:30

Yer but how come you were crouched down behind the settee pretending to be out house hunting, I saw you through the letter box  :-X ;D

Title: Re:Car Insurance
Post by: TR on April 02, 2004, 09:48

That wasnt me Tony...Must have been Mrs Hooks bit on the side  ::)