I was actually about six miles away at the time it happened. It was during a period of particularly grim weather and we came back to find that three-quarters-of-a-ton of enormous Honda bike, owned by the bonehead in the flat upstairs, had been picked up by the wind and slung into the side of my motor. There wasn't a scratch on his stucking fupid bike, while the Proton was a write-off. There's got to be something wrong with a bloke who goes out and puts a cover over a bike during a 80 mph gale.
Since I'd opted for a no-frills policy, Churchill put it down to an 'Act of God'. They valued the car at £500; I had a £300 excess; they paid out £200. I've not used them since.
Six weeks later, Churchill sent me a 'Customer Satisfaction' questionnaire. Yes I did.